Please use this identifier to cite or link to this item: https://hdl.handle.net/20.500.11851/1113
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dc.contributor.authorYalta, Abdullah Talha-
dc.date.accessioned2019-05-23T05:53:22Z
dc.date.available2019-05-23T05:53:22Z
dc.date.issued2016
dc.identifier.citationYalta, A. T. (2016). Down Payment Saving in the United States: Evidence from the Panel Study of Income Dynamics. Real Estate Economics, 44(2), 355-377.en_US
dc.identifier.issn1080-8620
dc.identifier.othernumber of pages 23
dc.identifier.urihttps://doi.org/10.1111/1540-6229.12096-
dc.identifier.urihttps://hdl.handle.net/20.500.11851/1113-
dc.description.abstractWe present a model of household saving toward a mortgage loan under an exogenous down payment requirement and preference for owning over renting. Our model explains a set of empirical observations such as the dual effect in the form of some households, in response to higher down payments, becoming discouraged savers while those who do not abandon purchasing plans save more. We also employ instrumental variable-based methods to investigate the down payment saving behavior of first-time home buyers in the United States. The empirical results based on Panel Study of Income Dynamics (PSID) data support the inelastic down payment elasticity of saving implied by our model.en_US
dc.language.isoenen_US
dc.publisherWileyen_US
dc.relation.ispartofReal Estate Economicsen_US
dc.rightsinfo:eu-repo/semantics/closedAccessen_US
dc.subjectlife-cycleen_US
dc.subjecthousing tenure choiceen_US
dc.subjectconsumptionen_US
dc.subjecthomeownershipen_US
dc.subjecthome ownershipen_US
dc.subjectdemanden_US
dc.subjectpricesen_US
dc.titleDown Payment Saving in the United States: Evidence From the Panel Study of Income Dynamicsen_US
dc.typeArticleen_US
dc.departmentFaculties, Faculty of Economics and Administrative Sciences, Department of Economicsen_US
dc.departmentFakülteler, İktisadi ve İdari Bilimler Fakültesi, İktisat Bölümütr_TR
dc.identifier.volume44
dc.identifier.issue2
dc.identifier.startpage355
dc.identifier.endpage377
dc.authorid0000-0003-2660-1480-
dc.identifier.wosWOS:000374144500002en_US
dc.identifier.scopus2-s2.0-84938152873en_US
dc.institutionauthorYalta, Abdullah Talha-
dc.identifier.doi10.1111/1540-6229.12096-
dc.relation.publicationcategoryMakale - Uluslararası Hakemli Dergi - Kurum Öğretim Elemanıen_US
dc.identifier.scopusqualityQ1-
item.openairetypeArticle-
item.languageiso639-1en-
item.grantfulltextnone-
item.fulltextNo Fulltext-
item.openairecristypehttp://purl.org/coar/resource_type/c_18cf-
item.cerifentitytypePublications-
crisitem.author.dept04.01. Department of Economics-
Appears in Collections:İktisat Bölümü / Department of Economics
Scopus İndeksli Yayınlar Koleksiyonu / Scopus Indexed Publications Collection
WoS İndeksli Yayınlar Koleksiyonu / WoS Indexed Publications Collection
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